GOVERNANCE & COMPLIANCE

Local governance & compliance boundaries

Structure before returns. Segregation before scale. These boundaries apply to every entity and website.

Important note on regulatory frameworks · Regulator names describe frameworks typically relevant to an activity in a jurisdiction. They do not imply that any fictional entity holds a licence, permission or regulatory approval. This website provides no claim of licensing or regulatory approval, investment advice, insurance sales, return promises or offer of services.

Relevant local frameworks

Companies Ordinance & Companies Registry (framework only)
SFC regulated activity frameworks (framework only)
Trust or Company Service Provider (TCSP) licensing framework (framework only)
Insurance Authority (IA) insurance brokerage framework (framework only)
Personal Data (Privacy) Ordinance · PDPO (framework only)

Client assets & data boundaries

Client assets remain in client names with independent custodians
No client assets or identity documents collected for cross-border transfer
All public content follows group disclosures; no additional performance or licensing claims
Quarterly group review of asset segregation & control

LOCAL NEGATIVE SCOPE

Activities we do not undertake

Public retail fundraising or investment products
Avoid triggering public offering and investor suitability obligations
Capital protection, minimum return or performance guarantees
Compliance boundaries
Holding client fiat currency or digital wallet private keys
Independent custody of client assets; group role limited to architecture & instructions
Guaranteeing client transactions using group credit
Legal entity risk segregation
Collecting client identity, bank account or insurance documents
This static website does not handle sensitive data

GROUP POLICY

Unified group governance

Group headquarters sets the governance framework, reviewed by ARC, IAC and TDEC. Local compliance officers have veto and direct reporting rights.

Group governance & compliance → Our relationship with the group →

Naming & trademarks · Open AI Fintech Investment Ltd. is an illustrative name, with no affiliation to OpenAI OpCo, L.L.C. or its affiliates. Trademark research and a naming review are required before real use. Terms such as Investment, Trust and Insurance may be regulated locally and require local legal review.